by Greg Caruso | Oct 27, 2021 | Business Valuation Basics, SBA Business Valuation and Appraisal
Valuing small business using financial statement evaluation and ratio analysis (quantitative analysis) can be difficult because companies do not tend to follow industry or GAAP standards. Even when cash flows are correct, other financial information may not compare...
by Greg Caruso | Sep 29, 2021 | SBA Business Valuation and Appraisal
By Gregory R. Caruso, JD, CPA, CVA There are over 30 million small businesses in the US, according to the Small Business Administration (SBA), and upwards of 50,000 small businesses are sold each year. If you are buying a small business, an SBA business...
by Greg Caruso | Jul 19, 2021 | Business Valuation Basics, SBA Business Valuation and Appraisal
Presented by Gregory Caruso. Thank you for having me. The attached slides are available in conjunction with our SBA 7(a) Loan – SBA Business Valuation Presentation. Note, the SBA often refers to business valuations as SBA business appraisals. In our SBA Business...
by Greg Caruso | Jun 23, 2021 | SBA Business Valuation and Appraisal, Technical Business Valuation Topics
Have you ever asked yourself: how will I ever clean up this financial statement mess for a business valuation? You are not alone. Many small companies have notoriously improper financial records and error filled financial statements. This is often caused by a lack of...
by Greg Caruso | Jun 16, 2021 | SBA Business Valuation and Appraisal
In addition to regular SBA 7a loans and SBA funding, businesses have been able to ask for additional funding through programs like the Paycheck Protection Program (PPP), the Restaurant Revitalization Fund, and Shuttered Venues Grant. Applications for the PPP closed on...
by Greg Caruso | May 25, 2021 | Harvest/Art Business Valuations, SBA Business Valuation and Appraisal
At Harvest Business Advisors, we’ve used the Art of Business Valuation tools and skills to perform hundreds of Small Business Administration (SBA) valuations for 7(a) business sale loans. The SBA’s 7(a) loan program provides buyers the opportunity to obtain financing...